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Money

Money is the root of all evil so the saying goes. There are lots of problems associated with money which are dealt with in this section.

Benefits
For information on benefits contact your local social security office listed under benefits Agency or Social security in your phone book.
Web site
Benefit Enquiry Line - 0800 88 22 00
For the deaf or people with speech difficulties call 0800 24 33 55
Welsh Language line - 0845 6067 890
Child Support Agency- 0845 7133 133 /
For the deaf or people with speech difficulties call 0845 7138 924

Consumer Issues
Which
The UKs leading consumer organisation protecting consumer rights
Web site

Council Tax
Government Advice
Web site

Debt

Consumer Credit Counselling Service
Advice for those who have overspent on their credit cards
Tel: 0800 138 1111

Web site
Debt Call
Tel: 0800 980 5060
Web site
Independent Debt Consultancy
Call: 0208 686 1300
National Debt line Free confidential help with debt problems
Call: 0808 808 4000
Web site

Gambling
Gamblers Anonymous UK- A group of men and women who have joined together to do something about their own gambling problem and to help other compulsive gamblers do the same.
PO Box 88 London SW10 0EU Help lines:-
National & London - 08700 50 88 80
Belfast - 028 7135 1329
Birmingham - 0121 233 1335
Glasgow - 0141 630 1033
Sheffield - 0114 262 0026
Manchester - 0161 976 5000
Web site

Gam-Anon
A group of men and women who are husbands, wives, relatives or close friends who have been affected by the gambling problem.
Gam-Anon National Service Office PO Box 88 London SW10 0EU
Helpline: 08700 50 88 80

Web site
Gam Care -Gam Care has a commitment to promote responsible attitudes to gambling and to work for the provision of proper care for those who have been harmed by gambling dependency.
Help line: 0845 6000 133
Web site


Insurance
Association of British Insurers, Consumer Information Department, 51 Gresham Street, London, EC2V 7HQ
web site

Insurance Ombudsman
Tel: 0845 600 6666

Pensions
Government Pensions Advice
Call 0845 6065 065
For the deaf or people with speech difficulties call 0845 6064 064
Web site
Pension Credit
This is available for people aged 60 and over on low incomes
Tel: 0800 99 12 34
For the deaf or people with speech difficulties call 0800 169 0133
Web site

Tax
For free information leaflets and general enquiries call your local taxation office listed under Tax in your phone book or contact:
Bush House, South West Wing, The Strand, London, WC2
Tel 0207 438 6420 / 6425
web site
Child Tax Credit/ Working Tax Credit
Call 0845 300 3900
For the deaf or people with speech difficulties call 0845 300 3909
Welsh speakers call: 0845 302 1489
Web site

Trading Standards

For problems with rogue traders or shoddy goods contact your local trading standards office under T in your phone book.
web site
or contact
The Office of Fair Trading, Fleetbank House, 2-6 Salisbury Square, London, EC4Y 8JX. Tel: 0207 211 8000

Wages
Low Pay Unit
Gives information about the minimum wage and rates of pay for particular jobs, plus advice on employment and benefit law.
45 Beech Street, London, NW3 6AB
Tel: 0207 431 7385
National Minimum Wage Help line
Tel: 0845 6000 678

For the deaf or people with speech difficulties call 0845 915 3296
Web site